FAQ

Should I buy instead of rent?

There are lots of benefits that come with home ownership, including tax breaks, Equity, appreciation in value, and more!

does my credit score affect my ability to buy a home?

your credit score is a snapshot of your credit history. Lenders will use your score to determine the interest rate you’ll receive on your loan. A higher credit score means a lower interest rate!

How much should I save for a down payment?

most lenders expect you to have 5-20% for a down payment. It will vary based on your lender’s requirements and the length of the loan.

What are the homeowners tax benefits?

Homeowners can deduct mortgage interest and real estate taxes.

What is the difference in pre-qualified and pre-approved?

Pre-qualification is a letter from a lender saying what you might be approved for, but the information isn’t yet verified. Pre-approved means your lender has verified your information, putting sellers at ease.